What is HMRC Personal Tax Account (PTA)

What is the HMRC Personal Tax Account

What is the Personal Tax Account?

The Personal Tax Account (PTA) is a digital service that allows individuals to access and manage their tax information. This online service provides people with an efficient platform to handle their taxes, offering clear and accessible information regarding taxes, tax codes, refunds, and tax communications. It is important to note that the PTA is exclusively available to tax residents in the United Kingdom. In this article, we will explore what the Personal Tax Account is and how to make the most of it for simplifying personal tax matters.

What is the Purpose of the Personal Tax Account?

The Personal Tax Account serves as a central hub for all your personal tax matters. It allows you to:

  • Manage Taxes and Payments: Plan and manage tax payments conveniently.
  • View Your Tax Code: Check and modify your tax code directly from the account.
  • Complete, Submit, and View the Personal Income Tax Return (Self-Assessment): Manage your income tax return in one platform.
  • Verify and Request Tax Refunds: Request tax refunds quickly and efficiently.
  • Check Income from the Last 5 Years: Analyze your income from the past five years.
  • Verify the Amount of Taxes Paid in the Last 5 Years: Review taxes paid in the last five years.
  • Manage Tax Credits: Monitor and manage your tax credits.
  • Check Your State Pension: Access information about your state pension.
  • Track Online Submitted Tax Forms: Keep track of tax forms submitted online and their responses.
  • Update Your Marriage Allowance: Make changes to your Marriage Allowance through the account.
  • Update Your Name or Address with HMRC: Inform HMRC of name or address changes.
  • Manage Work-Related Benefits: Monitor work-related benefits such as company cars and medical insurance.
  • Find Your National Insurance Number (NIN): Retrieve your National Insurance number when needed.
  • Receive and Review Tax and Government Communications: Receive and review important tax and government communications through the account.

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Personal Tax Account Registration

You can register your HMRC account by completing a form and providing a series of personal information and details related to your recent tax years in the United Kingdom. The successful registration of an HMRC account is only possible if the information entered in the registration form matches the information held by HMRC.

Once authenticated, you will gain access to information and tools related to your personal taxes.

To create a PTA, you will need:

  • A valid British passport
  • A British photo driving license issued by DVLA (or DVA in Northern Ireland)
  • Payslips from the last 3 months or a P60 from your employer for the last fiscal year
  • Recent payslips (dated within the last 3 months)
  • P60 from the last fiscal year
  • P45
  • Details of any tax credit claim, if you have made one
  • Information from your credit record, if you have one (such as loans, credit cards, or mortgages)
  • Information about taxes and contributions paid in the last fiscal year
  • Details of your addresses from the last 3 years

REGISTER YOUR HMRC PTA ACCOUNT

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Please Note: Not all the information listed is always required. It depends on the chosen registration method.

What is the Credit Score? Who Needs It and How to Improve It

Che cosa è il credit score?
Il credit score è un punteggio numerico che indica la probabilità che una persona paghi il proprio debito in modo tempestivo. Viene utilizzato dalle banche e dalle società finanziarie per valutare se una persona è un rischio accettabile per un prestito o una carta di credito. Il punteggio viene calcolato utilizzando un algoritmo che tiene conto di vari fattori, tra cui il reddito, la storia del credito e l'utilizzo attuale del credito. Più alto è il punteggio, meno rischioso è considerato il cliente.
A cosa serve il credit score?
Il credit score è utilizzato principalmente da banche, società finanziarie e società di carte di credito per valutare la rischiosità di un cliente in relazione a un prestito o a una carta di credito. In base al credit score, essi possono decidere se approvare o negare una richiesta di credito, o se imporre condizioni più severe, come tassi d'interesse più elevati.
Inoltre, il credit score può essere utilizzato anche da aziende non finanziarie, come compagnie di assicurazione o affittacamere, per valutare il rischio associato a un cliente.
Infine il credit score è anche utilizzato dalle singole persone per monitorare la propria situazione finanziaria e capire come migliorare il proprio credit score per avere maggiori possibilità di accedere a finanziamenti e crediti a condizioni migliori.
Come migliorare il credit score?
Ci sono diverse azioni che una persona può intraprendere per migliorare il proprio credit score:
Pagare i debiti in modo tempestivo: il pagamento tempestivo delle bollette e del debito è il fattore più importante per avere un buon credit score.
Non avere un alto utilizzo del credito: avere un alto utilizzo del credito, ovvero utilizzare troppa percentuale del credito disponibile, può far diminuire il credit score.
Non avere troppe richieste di credito in contemporanea: richiedere troppi prestiti o carte di credito in un breve periodo di tempo può far diminuire il credit score.
Non cancellare vecchie carte di credito: avere una lunga storia del credito può aiutare a migliorare il credit score.
Utilizzare una o più carte di credito: utilizzare almeno una carta di credito e pagarla regolarmente può aiutare a migliorare il credit score.
Fare un rapporto sulla propria situazione credito: verificare regolarmente il proprio rapporto di credito può aiutare a individuare eventuali errori e correggerli tempestivamente.
Non avere troppe pendenze legali: avere troppe pendenze legali può far diminuire il credit score.
Avere un reddito stabile: avere un reddito stabile può aiutare a migliorare il credit score.
Non avere troppi debiti: avere troppi debiti può far diminuire il credit score.
Si ricorda che il processo per migliorare il proprio credit score può essere lungo e richiedere tempo, ma tenere sotto controllo la propria situazione finanziaria e seguire questi consigli può aiutare a migliorare il proprio credit score nel lungo periodo.
Che app utilizzare per monitorare il credit score?
Ci sono diverse app che puoi utilizzare per monitorare il tuo credit score. Ecco alcune opzioni:
Credit Karma: una delle app più popolari per monitorare il credit score, offre una valutazione gratuita del credit score e un report sulla tua situazione finanziaria.
Credit Sesame: un'altra app popolare che offre una valutazione gratuita del credit score, un report sulla tua situazione finanziaria e un piano d'azione per migliorare il credit score.
CreditWise di Capital One: offre una valutazione gratuita del credit score e un report sulla tua situazione finanziaria, oltre ad offrire strumenti per monitorare la tua attività di credito e proteggere il tuo credito dagli atti fraudolenti.
CreditSense: un'app italiana che offre una valutazione gratuita del credit score e un report sulla tua situazione finanziaria, oltre ad offrire strumenti per monitorare la tua attività di credito e proteggere il tuo credito dagli atti fraudolenti.
MyFICO: offre una valutazione del credit score utilizzando lo stesso modello utilizzato dalle maggiori società finanziarie, oltre ad un report sulla tua situazione finanziaria e un piano d'azione per migliorare il credit score.
Si tenga presente che queste app potrebbero richiedere di fornire informazioni personali e finanziarie per accedere ai propri servizi, e sarebbe opportuno leggere attentamente la loro politica sulla privacy prima di utilizzarle.
Pratiche per migliorare il credit score basso?
Se hai un credit score basso, ci sono alcune azioni che puoi intraprendere per migliorare la tua situazione finanziaria:
Pagare i debiti in modo tempestivo: il pagamento tempestivo delle bollette e del debito è il fattore più importante per avere un buon credit score.
Ridurre l'utilizzo del credito: avere un alto utilizzo del credito, ovvero utilizzare troppa percentuale del credito disponibile, può far diminuire il credit score.
Non fare troppe richieste di credito in contemporanea: richiedere troppi prestiti o carte di credito in un breve periodo di tempo può far diminuire il credit score.
Fare un rapporto sulla propria situazione credito: verificare regolarmente il proprio rapporto di credito può aiutare a individuare eventuali errori e correggerli tempestivamente.
Utilizzare una o più carte di credito: utilizzare almeno una carta di credito e pagarla regolarmente può aiutare a migliorare il credit score.
Avere un reddito stabile: avere un reddito stabile può aiutare a migliorare il credit score.
Non avere troppi debiti: avere troppi debiti può far diminuire il credit score.
Considerare di chiedere aiuto ad un credit counselor: un credit counselor può aiutarti a capire la tua situazione finanziaria e a sviluppare un piano per migliorare il tuo credit score.
Si ricorda che il processo per migliorare il proprio credit score può essere lungo e richiedere tempo, ma tenere sotto controllo la propria situazione finanziaria e seguire questi consigli può aiutare a migliorare il proprio credit score nel lungo periodo.

The Credit Score is a term many have heard of, but how many of us truly understand its significance and how it operates within the financial landscape of the United Kingdom? In this article, we will delve into the world of the credit score in detail and how it impacts the financial lives of British citizens.

Introduction to the Credit Score

Let’s start with the basics. What exactly is a credit score, and why should we care? In simple terms, the credit score represents an assessment of our financial reliability. It’s a number that reflects our credit history and is used by financial institutions, banks, and lenders to make significant decisions, such as granting loans or offering credit cards. A good credit score is synonymous with financial trustworthiness, while a low score can significantly hinder access to credit.

How the Credit Score Works in the United Kingdom

In the United Kingdom, the credit scoring system is based on specialized agencies like Equifax, Experian, and TransUnion. These agencies collect and analyze a wide range of financial data to determine your credit score. Each of these agencies may have slight variations in scores, so it’s important to monitor all of them to get a comprehensive view of your credit situation.

Furthermore, in recent years, many applications and services have emerged that allow individuals to conveniently check their own credit scores. Some banks and financial companies offer their customers free access to credit scores through their mobile applications. Similarly, there are third-party services that provide a wide range of tools to monitor and improve your credit score.

Factors Influencing the Credit Score

A crucial point to consider is the factors that influence the credit score. These factors may vary slightly among different agencies, but some of the most common ones include:

  • Payment History: The timeliness of your payments, including credit cards and loans, is a fundamental element of your credit score.
  • Credit Utilization: The amount of credit you use compared to your total credit limit, known as “credit utilization,” is a significant factor. Maintaining low utilization can have a positive impact on your score.
  • Length of Credit History: A long history of responsible credit can improve your credit score.
  • New Loans: Frequent opening of new credit accounts can lower your score, so it’s better to avoid doing so impulsively.
  • Types of Credit: Having a variety of credit types, such as credit cards, auto loans, and mortgages, can improve credit diversity and positively influence your score.

Importance of the Credit Score

A positive credit score is crucial for an individual in the United Kingdom. Its significance is reflected in various aspects of financial life, including:

  • Access to Credit: A good credit score opens doors to accessing credit at lower interest rates, making loans more affordable.
  • Favorable Interest Rate Loans: With a positive credit score, it’s more likely to secure loans at favorable interest rates, saving money in the long run.
  • Housing: Many landlords require a healthy credit score as a requirement for renting a home.
  • Employment: In some industries, employers may conduct a credit check as part of the hiring process.

How to Obtain Your Credit Report

Understanding the importance of the credit score is crucial for managing your financial well-being. In the United Kingdom, you have the legal right to request a free copy of your credit report from each of the major credit rating agencies, including Equifax, Experian, and TransUnion, once a year. You can do this online through their official websites or by postal request.

To request the report online, you’ll need to provide some personal information, such as your name, current address, and date of birth, to confirm your identity. The credit rating agencies will process your request and provide you with a copy of your credit report, which you can either download or receive by mail.

This detailed report will include information about your credit history, such as past loans and credit cards, current balances, past payments, and any negative notes like late payments or delinquent accounts. Carefully reviewing the report will allow you to assess your financial situation, identify any discrepancies or errors, and take steps to improve your credit score if necessary.

How to Improve Your Credit Score

If your current credit score isn’t what you desire, there are steps you can take to enhance it. Here are some suggestions:

  1. Responsible Credit Management: Use credit responsibly and pay your bills and debts on time. Avoid accumulating debt and maintain a healthy financial balance. Make sure not to exceed your credit limit, and work on gradually reducing your debt balances.
  2. Error Correction: Regularly review your credit report to spot any errors. Mistakes in credit reports can negatively affect your score. If you find inaccuracies or outdated information, contact the credit rating agency and request data corrections.
  3. Voter Registration: A often overlooked yet important step to improve your credit score is voter registration. Being registered as a voter can add credibility to your personal information, which can positively affect your credit rating. Make sure you are registered with your local government and participate in elections.
  4. Credit Diversification: A healthy diversification of your credit portfolio can have a positive impact on your score. Consider opening different types of credit accounts, such as credit cards, auto loans, and mortgages, but do so responsibly and only if you genuinely need them.
  5. Limit Credit Inquiries: Restrict new credit inquiries. Each credit inquiry, known as a “query,” can influence your credit score. Numerous inquiries can make it seem like you’re seeking credit impulsively.
  6. Financial Planning: Create a solid financial plan and budget. Having a financial plan will help you better manage your money and adopt responsible financial habits.

The Importance of Financial Responsibility

A key element of managing your credit score is financial responsibility. Avoid behaviors that can harm your score, such as late payments or excessive debt accumulation. Sound financial management is essential for maintaining a positive credit score.

Long-Term Effects of the Credit Score

Lastly, it’s worth reflecting on the long-term effects of your credit score. A positive score can open up many financial opportunities for you, including access to low-interest loans and the ability to save money. On the other hand, a low score could result in higher interest rates and limit your financial options.

Laws and Regulations Regarding the Credit Score

To ensure consumer protection, there are laws and regulations governing the credit score system in the United Kingdom. These include consumer rights regarding access to their credit reports and the correction of incorrect information. It’s important to be aware of these rights and use them to ensure the accuracy of the information in your credit report.

In conclusion, the credit score is a crucial component of financial life in the UK. Understanding how it works and how it impacts financial opportunities can be the first step toward successful financial management. Regularly monitoring your credit score and adopting responsible financial habits are essential steps in achieving your long-term financial goals.

Certified Document Translation: What you Need to Know

Tastiera di Computer con bandiera inglese

Certified Document Translation: the Key to Officiality and Accuracy

The translation of official and legal documents is a complex art that demands meticulous attention to detail and a deep understanding of legal and linguistic regulations. Certified document translation is the process that ensures that the translation of these documents is not only accurate but also legally recognized. In this article, we will explore what certified document translation is, who needs it, and the differences between various types of legal translations.

What is Certified Translation?

Certified translation is a specialized service that provides official and authenticated translations of legal documents, such as birth certificates, diplomas, legal contracts, and more. This type of translation is recognized by government agencies, consulates, and other official institutions as an accurate and legally valid translation of the original documents.

The Importance of Certified Translation: Beyond Mere Translation

Certified translation represents a crucial step in global communication. This process goes beyond simply transposing words from one language to another; it requires precision, expertise, and, above all, a deep understanding of legal regulations and requirements. Certified translations play a fundamental role in various contexts, such as legal documents, contracts, certificates, and much more. One of the main challenges is the need to maintain the accuracy and integrity of the original text while strictly adhering to the linguistic and legal regulations of the destination country.

Relying on qualified professionals in this field is essential to ensure that the translation is accurate and complies with the relevant laws and regulations. Our team of experts is ready to provide high-quality certified translation services, offering the peace of mind needed when precision and reliability are at stake.

Who Requires Certified Translation?

The demand for certified translations comes from a wide range of entities and individuals, each with specific needs that require an official and authenticated translation of documents. Here are some examples of those who may require certified translation:

  • Visa and Residence Permit Applicants: When applying for a visa or residence permit in a foreign country, it is often necessary to submit translated and certified documents. These documents may include birth certificates, marriage certificates, diplomas, and other personal documents.
  • International Students: Students from foreign countries seeking admission to higher education institutions abroad often need to provide certified translations of their diplomas, transcripts, and academic documents.
  • Professionals Seeking International Recognition: Individuals seeking recognition for their professional qualifications abroad, such as doctors, lawyers, or engineers, may require certified translations of their educational credentials and professional credentials.
  • Companies Involved in International Transactions: Companies operating internationally often require certified translations of contracts, legal documents, financial documents, and commercial materials to ensure compliance with the laws and regulations of the countries involved.
  • Government Entities: Government agencies, governmental bodies, and courts may require certified translations of legal and official documents for legal or administrative purposes.
  • Medical Professionals: Doctors and healthcare professionals working with patients from different language backgrounds may require certified translations of medical documents, such as vaccination certificates or medical records, to ensure accurate and secure communication with patients.
  • Individuals Involved in International Legal Matters: In cases of international legal matters, such as cross-border estates or divorces involving citizens of different countries, certified translations of legal documents are often needed to ensure understanding and applicability of relevant laws.

In each case, certified translation is essential to ensure that documents are legally valid and internationally recognized. Our agency is here to meet these needs, offering high-quality certified translation services that comply with legal regulations and expectations.

Difference Between Types of Translations

Difference between certified and sworn translation

It’s important to note that there is a difference between certified and sworn translation. Certified translation is an official translation performed by a qualified translator and accompanied by a statement of authenticity. Sworn translation, on the other hand, is performed by a sworn or authorized translator and carries greater legal significance in some countries.

Difference Between Apostille and Legalization

The procedures of apostille and legalization are often required for international legal documents. An apostille is a certification of authenticity used in countries that have acceded to the 1961 Hague Convention. Legalization, on the other hand, is a more complex procedure that involves the certification of documents by the competent authorities of both the country of origin and the destination country.

Types of Legally Recognized Translations

In summary, there are different types of legally recognized translations, including:

  • Certified Translation: A certified translation is an official translation performed by a qualified translator and accompanied by a statement of authenticity.
  • Authenticated Translations: Authenticated translations are verified by a public official, such as a notary, confirming that the translation is accurate and complete.
  • Legalized Translations (Apostille): Legalized translations include an apostille certificate, which attests to the validity of the translation in countries that have acceded to the Hague Convention.

Our Translation Service

Professional Translators at your Service

Our commitment to quality and precision distinguishes us in the field of translations. In addition to certified translation services, we offer a wide range of options to meet our clients’ needs. The languages available for translation in our service include Italian, English, and Spanish.

How to Request our Service

Requesting our services is simple and fast. Just contact us through our website or email us at info@viverelondra.com. We will send you a detailed quote quickly and free of charge. Once the quote is accepted, our highly qualified translators will immediately start working on your documents.

What Can we Translate?

Here are some examples of documents you can request us to translate:

  • Translation of Birth, Marriage, and Death Certificates: Vital documents that often require certified translations for legal or administrative purposes abroad.
  • Translation of Identity Documents and Permits: Personal documents such as ID cards and residence permits.
  • Translation of Academic Documents: Diplomas, certificates, exam transcripts, recommendation letters, and transcripts for students and professionals seeking international recognition.
  • Translation of Legal and Financial Documents: Bank statements, pay stubs, tax documents like the P60, essential for international financial transactions.
  • Translation of Medical-Legal Documents: Vaccination certificates, medical certificates, and medical letters, crucial for the international healthcare sector.
  • Legal Translations: Notarial deeds, legal documents, and corporate documents for complex legal matters.

Qualifications of our Certified Translators

To ensure the highest precision in certified translations, it is essential that translators have the right qualifications. Our certified translators have a strong academic background, including:

  • A bachelor’s degree in languages and cultures of the modern World from La Sapienza, University of Rome.
  • A master of arts (specialization) in audiovisual and literary translation from City, University of London.
  • A master’s degree in sectorial translation with specializations in Legal-Commercial, Medical, and Tourism from S.S.I.T. in Pescara.

Furthermore, our translators are members of the Chartered Institute of Linguists and the Institute of Translation and Interpreting, further attesting to their competence and professionalism. We are also registered with the ICO for the processing of personal data, ensuring the utmost security and confidentiality of your documents.

What is the National Insurance Number (NIN) and how to get it?

National Insurance Number

NIN – National Insurance Number – Everything You Need to Know

If you’re planning to move to or work in the United Kingdom, one of your top priorities should be obtaining the NIN, the National Insurance Number. The NIN is a personal identification code, assigned by the DWP (Department for Work and Pensions) in the United Kingdom. This code is essential for managing the social security and national insurance system in the UK.

The National Insurance Number consists of a unique combination of letters and numbers and remains unchanged throughout your lifetime. It’s important to note that the NIN doesn’t have an expiration date, so once obtained, it remains valid indefinitely.

Where Can you Find your NIN?

You can find your NIN in various documents, including:

  • In the payslips;
  • In your P60;
  • In letters related to your taxes, pension or allowances;
  • In the National Insurance section of your Personal Tax Account (PTA).

STILL WITHOUT THE NIN?

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Who Needs the National Insurance Number?

The National Insurance Number is required by various categories of individuals, including:

  • Employees;
  • Self-employees;
  • Trainees or students who wants to pay the contributions of their job;
  • Students who wants to apply for a loan to study;
  • Anyone who wants to apply for state benefits.

Most companies in the UK require the NIN as part of the hiring process, often even before considering your application, along with your Curriculum Vitae.

Keep your NIN Safe

To prevent identity fraud, it is crucial to keep your National Insurance Number safe. Make sure not to share it with unauthorized individuals and store it in a secure place. The British government places great emphasis on protecting the personal information associated with your NIN.

Who Could Ask for your National Insurance Number?

These organizations need to know what your NIN number is:

  • HM Revenue and Customs (HMRC);
  • Your employer;
  • The DWP – Department for Work and Pensions;
  • Your local council (municipality of residence), if you request housing subsidies;
  • Electoral Registration Officer (to verify your identity when you register to vote);
  • The Student Loan Company, if you apply for a student loan;
  • Authorized financial service providers who help you buy and sell investments such as stocks, bonds and derivatives: you can check whether your supplier is authorized.

STILL WITHOUT THE NIN?

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You can apply for the National Insurance Number only from British soil. It is one of the first things to do as soon as you arrive in the UK if you are planning to work or apply for a student loan.

You can request the National Insurance Number online.

BOOKING PHONE NUMBER 0800 141 2075 (only from UK)
NIN NOT RECEIVED PHONE NUMBER  0800 141 2079 (only from UK)
HMRC PHONE NUMBER NIN CHANGE OF DETAILS +44 0300 200 3300
HMRC WEBSITE NIN CHANGE OF DETAILS https://www.gov.uk/tell-hmrc-change-of-details

Who Can Apply for the NIN

  • You can apply for the NIN if you live in the United Kingdom and have the right to work in the UK.
  • You can also apply for the NIN if you are seeking employment or have a job offer to start working in the UK. Even if you’ve already started working, you can still request the NIN.

Requirements

To obtain the National Insurance, you need to prove your identity. You can use the following documents:

  • A passport from any country
  • A visa or a job offer
  • A biometric residence permit (BRP)

You can also use a national identity card from:

  • A European Union country
  • Norway
  • Liechtenstein
  • Switzerland

How to Apply for the National Insurance Number

You can apply for your NIN online through our website. It is not possible to apply for the NIN by going directly to the Job Center.

If you provide all the details of your personal document and immigration status during the online application, you may not need to book an appointment at the Job Center for an interview. However, if these details have not been provided, you will need to book an appointment at the Job Center to complete the procedure.

Timeframe for Obtaining the NIN

Currently, the process to get the National Insurance Number can take up to 4 weeks from when you applied for it.

However, you can start working during this period, and once you receive your NIN, notify your employer. You don’t need to provide the original document; you can provide a photocopy or simply give them the number. The NIN identifies you. The NIN doesn’t have a temporary version, as was the case up to 10 years ago. Once obtained, it is valid forever.

Remember that the NIN is essential for working legally in the United Kingdom and ensuring that your tax responsibilities are fulfilled correctly.

STILL WITHOUT THE NIN?

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I Have Lost the NIN, Wow can I Recover it?

If for any reason you have lost your NIN or can’t remember it, there are several options to recover it.

Remember that the NIN doesn’t have an expiration date, and it will never change.

  • You can find the NIN in your payslip. It is always made of 2 initial letters, a series of 6 numbers and a final letter – Example NIN SP123456A.
  • Register your personal account at gov.uk and go to the “income” section. In this section you can access your NIN and print a copy. You can also update your NIN data (for example if you changed your address). Generally you don’t need to change the address of the NIN because the address is updated by your employer.
  • For more information and other methods to recover your NIN visit the official website.

Tax Responsibilities

Your NIN is closely tied to your tax responsibilities in the UK. This code is used to calculate taxes and social security contributions, ensuring the proper fulfillment of your tax obligations.

What is pre-Settled Status and Settled status?

What are pre-settled status and settled status?

Recently, more and more frequently, we read in the newspapers information on Brexit and new rules that will come into force from March 2019 and that will concern all citizens of the European Union.

In fact, in order to be able to live in the UK after December 2020, every European citizen must have applied for temporary residence or permanent residence called as pre-settled status and settled status. More information can be found here.

When can you register your application?

You can apply from March 2019 and the deadline is 30 June 2021. However, you can also apply after June 2021 if you are joining your family in the United Kingdom.

How much does it cost to register for pre-settled and settled status?

  • £ 65 for those over 16 years of age;
  • £ 32.50 for children under 16 years of age.

Please note: from 30 March 2019 requesting the Settled Status no longer has any cost. If you paid previously, you can request a full refund.

What is meant by permanent residence and temporary residence?

Getting temporary or permanent residency means that you can live in the UK even after December 31, 2020.

What happens if I get permanent residence?

  • You can definitely stay in the UK;
  • You can apply for British citizenship;
  • You could stay out of the UK for 5 years without losing permanent residence.

Also, if you have children in the future, they will be considered British citizens.

What happens if I get temporary residence?

  • You can stay in the UK for another 5 years from the date of the application of temporary residence;
  • You can apply for permanent residency if you have lived in the UK for at least 5 years and at least 6 months of each year in the UK, known as continuous (free) residence;
  • You could stay outside the UK for 2 years without losing your temporary residence.

Furthermore, if you have children in the future, they will be able to apply for temporary residence.

What are my rights once my request is accepted?

Having temporary or permanent residence means that you can:

  • Register with the National Health Service (NHS);
  • Enroll in study courses or continue studying;
  • Access public funds such as benefits and pensions, provided that you are eligible;
  • Bring members of your family to the UK by 31 December 2020;
  • Travel in and out of the UK.

To check your stay you can access an online service. In fact, you will not get a physical document if you are a citizen of the European Community or if you have a biometric card confirming your residence.

Who can apply

Generally to apply for one of the two residences you must:

  • Be an EU citizen or have a family member of the EU;
  • Have lived in the UK for at least 5 years (continuous residence);
  • Started living in the UK before December 2020.

If you have lived less than 5 years in the UK you can apply for temporary residence (pre-Settled Status).

‘Continuous residence’

Residence is called continuous residence when you have lived in the UK for at least 6 months of each of the past 5 years.

So if you have lived at least 5 years in the UK you can apply for permanent residence, otherwise you can apply for temporary residence.

Please note: The current permanent residence will no longer be valid after 31 December 2020. You can still easily convert your current permanent residence into settled status by simply applying for it.

How to apply for residence

It will be possible to apply for residency starting on March 2019. The application form can be completed online and obtain support via telephone or in person.

What documents do you need

To fill in the form you need the following documents:

  • Confirm your identity (proof of identity);
  • Confirm the status of your UK residence;
  • Document confirming your relationship with a member of your family residing in the UK if you live outside the EU.

Proof of identity

You will need to provide a passport or identity document which you can scan through a mobile phone or send by post. plus you will also need to send a copy of a recent photo of your face.

Proof of continuous residence

If you paid taxes through work or benefits received, you can prove that you lived in the UK thanks to your paycheck.

You may also receive a request to provide the following documents:

  • P60s or P45s;
  • Paycheck;
  • Bank account balance;
  • Bills on your name;
  • Letter written by the job employer confirming your employment;
  • The stamp on your passport certifying your entry into the UK;
  • Air and train tickets confirming the journey to the United Kingdom.

If you have any questions or just want to give us some suggestions, write in the comments below.